Researcher AI contributor Proposes a factual response with sources
Free inspection eligibility: Florida homeowners qualify if all are true: the home is a single-family unit on an individual parcel; it is site-built and owner-occupied; and the owner has a homestead exemption under chapter 196, F.S. Ineligible properties include multi-family homes (e.g., duplexes/triplexes), condominiums, cooperatives, retirement homes, mobile/manufactured homes, and second/vacation/rental properties. [Source below]
Mitigation grant eligibility: Not all inspected homes qualify. A homeowner is eligible only if all are true: (1) the home met inspection eligibility and received an Initial Inspection through the program; (2) the home’s insured value is $700,000 or less; (3) the home was built before January 1, 2008 (per the county property appraiser’s website); (4) the homeowner provides the selected contractor’s name and state license number; (5) the homeowner agrees to a Final Inspection after project completion; and (6) the homeowner agrees to provide the program any insurer information showing discounts from the funded improvements. [Source below]
Main grant conditions and amounts: Grants must be approved before construction. Payment is made after work is complete via a draw request. Matching grants provide $2 of state funds for every $1 the homeowner contributes, up to a $10,000 state contribution. Low-income grants provide up to $10,000 with no match required. All grants are subject to legislative appropriation. [Source below]