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Florida Statutes section 689.302 requires a home seller to complete and provide a flood disclosure to the buyer at or before the time the sales contract is executed. The statutory disclosure form requires the seller to state whether they have or have not: (1) filed a claim with an insurance provider for flood damage to the property (including a claim with the National Flood Insurance Program), and (2) received federal assistance for flood damage to the property (including assistance from FEMA). The statute also defines “flooding” for purposes of the disclosure as inundation caused by overflow of inland or tidal waters, rapid accumulation of runoff or surface waters from an established water source, or sustained standing water from rainfall. The statutory form shown in section 689.302 does not include a separate checkbox asking whether the property has previously flooded beyond the items about insurance claims and federal assistance. Section 689.302 was created by chapter 2024-215, Laws of Florida.
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Florida Statutes section 689.302 requires a home seller to complete and provide a flood disclosure to the buyer at or before the time the sales contract is executed. The statutory disclosure form requires the seller to state whether they have or have not: (1) filed a claim with an insurance provider for flood damage to the property (including a claim with the National Flood Insurance Program), and (2) received federal assistance for flood damage to the property (including assistance from FEMA). The statute also defines “flooding” for purposes of the disclosure as inundation caused by overflow of inland or tidal waters, rapid accumulation of runoff or surface waters from an established water source, or sustained standing water from rainfall. The statutory form shown in section 689.302 does not include a separate checkbox asking whether the property has previously flooded beyond the items about insurance claims and federal assistance. Section 689.302 was created by chapter 2024-215, Laws of Florida.